Medicare Covers Housecalls for Seniors – Mobile Doctors

Posted on May 8, 2012


For many seniors, getting to a regular doctor can be an exhausting and daunting experience, especially as they are rehabilitating from a recent illness or coping with a decline in overall health. Many seniors and their families are not aware that there are physician practices that make housecalls, accepting Medicare assignment Medicare supplement insurance plans. The cost is comparable to a regular office visit and the physician comes to your home equipped to treat virtually any medical problem that would bring you to their office or an emergency room.  Mobile medicine means that most blood tests, x-rays, EKGs, etc. can all be done in the comfort of your own home. Often, seniors are hospitalized for treatment that can very successfully be conducted in their own home, many times with fewer complications and less chance for infection. One example of this would be the treatment for pneumonia, typically a week’s stay in the hospital.

You don’t have to give up your regular physician.

Having to give up your physician is a very understandable concern. Many seniors mistakenly believe that by accepting the care of a mobile physician, they will be giving up their primary care doctor. In reality, the housecall benefit will apply for as long as getting to your regular doctor’s office is unreasonably difficult. When you are able to make it to your regular doctor again, there is no need to ‘switch back’ to your regular physician.

Plan ahead.

Trying to set up services during a crisis can be difficult and stressful. Before you need services, locate a mobile doctor practice in your area and register with them. Work with them ahead of time to determine what your insurance covers, what copays (if any) you can expect and the usual response time you can expect. Many mobile home doctors can respond fairly quickly and this is expedited if all paperwork has been taken care of ahead of time.

It is important to note that these services are not a replacement for true 911 emergencies, however they can be so valuable for chronic or urgent care situations.

Submitted by Gabriela F. Brown, CSA
Constant Companions Home Care, San Diego and S. Riverside